Workshop / Webinar Topics
Federal Topics
Popular Topics
Federal Benefits Best Kept Secrets
- What makes us so special?
- Protection components
- Income taxes in retirement
- The rules of the game
- Thrift Savings Plan
- Defined benefits and exit strategies
- Where do we go from here?
Maximizing Your Financial Plan
- Macro vs. Micro Manager
- Taxes in Retirement
- The Rules of the Game
- Insurance Options and Group Plans
- Contributions, Catch-up and loans
- Voluntary Contributions, Deferred Comp and Defined Benefit Plans
- Exit Strategies
Tax Planning
- Do I need a tax adviser?
- Tax avoidance
- Tax-deferral vs. tax-deductible vs. tax-free
- Why you shouldn’t wait to get your refund
- Recent tax law changes
- Roth Conversions
- Estate planning
Retirement Planning For Federal LEO's
- Where and when to retire
- LEO pension calculations
- TSP withdrawals and income options
- Protection components
- FERS Social Security supplement, offset and SS filing strategies
- FEHB, Medicare and Tricare
Retirement Planning
- We will assess your finances and come up with a plan that works best for you, using a macro approach and a quantitative model
- Roth vs. Traditional IRA’s and 401K’s
- Tax analysis on current income compared to retirement income
- Estate and legacy planning
Retirement Planning for CSRS
- Protection Components
- Thrift Savings Plan
- MRA and CSRS/CSRS Offset Pension
- Voluntary Contribution Plan
- Taxes Now vs. Taxes Later
- Windfall Elimination Provision
- Exit Strategies
Federal Insurance Programs Unraveled
- OASDI
- Medicare
- FEHBP
- Medicaid
- FLTCIP
- FEGLI
- Social Security supplement
10 Steps to Financial Freedom
- Find your “money view”
- How to create a budget
- How to get out of debt
- Creating an abundance mentality
- Saving and investing
- Making a difference
Financial Transitions
- Budgeting for changes
- Survival guide
- TSP/IRA/401(k) planning
- Benefit Planning
- Retirement
- Public service loan forgiveness
Financial Planning In Uncertain Times
- Budgeting for change
- Retirement horizons
- TSP planning
- Benefit planning
- Exit strategies
Financial Preparedness
- Planning Ahead
- Emergency Financial First Aid Kit
- Get Tech Ready
- Inform Others
- Evacuation
Budgeting, Relationships and Life Events
- Creating financial wellness
- Financial wellness growth opportunities
- Four critical issues that must be discussed with your partner
- Life events that change financial plans and how to handle them
Advanced Social Security Planning
- Can I work at age 66 and collect Social Security?
- When should I apply for Social Security benefits? What are the benefits of deferring vs. filing at 62?
- Spousal & Survivor Benefits
- What is the maximum monthly amount you can get from Social Security?
- File and suspend vs. restricted application
Market Volatility 101
- What causes a market to crash
- How long markets take to recover
- What not to do
- Timing, sequence of returns and income needs
- Emotional investing
- Diversification and ensuring your portfolio will survive the next correction
IRA Planning
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Eligibility and Limits
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Allocation options
-
Traditional IRA vs Roth IRA
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Withdrawals and rollovers
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Retirement & distributions
TSP Planning
- Eligibility and limits
- Allocation options
- Roth vs. traditional
- Retirement distributions
- TSP Modernization Act
- When rollovers and loans make sense
Pre-Retirement Planning For Federal Employees
- States that don’t tax federal pensions
- Jumpstart survivor benefits
- How to calculate FERS/CSRS pension benefits
- Roth & catch-up TSP
- Health insurance for spouse and family
- Social Security windfall elimination, supplement, and integration
Estate Planning
- Dealing with death and estate taxes
- Wills and trusts
- Probate and your estate
- Choosing an executor
- Lifetime giving exclusion
- Unlimited marital deduction
- Tax-free inheritance
Federal Benefits 101
- Why & what federal employees need to plan for
- Basic options for insurance
- How to calculate my pension
- Retirement eligibility guidelines
- Common mistakes made in the TSP
Financial Fitness
- Cash flow management
- Basics of tax planning
- Creating a financial road map
- Introduction to estate planning
- Overcoming obstacles to creating wealth
- Maximize savings and investment plans
Retirement Planning For Federal Employees
- Rules of the game (pension calculations, retirement eligibility and TSP)
- Taxes in retirement
- Backdoor ROTH IRA strategy
- TSP and IRA allocations, loans and rollovers
- Protection components
- Exit strategies
- CSRS VCP Roth conversion
Strategic Allocation
- Planning your wealth for interest rate fluctuation, inflation, market volatility, and taxes
- Using strategic allocations to meet your financial goals
- Tax-free, lifetime streams of income
- COLA income
Planning Giving
- One-time gifts vs. ongoing gifts
- Tax ramifications to families and estates
- Using charitable trusts or charitable strategies for planned giving
- Leaving a planned giving legacy
- Benefits to you and your family
FEHB, Tricare and Medicare
- Differences between Medicare,
- FEHB and Tricare
- Different parts of Medicare
- Medicare for retirees
- Medicare Enrollment
- FEHB Suspension
Public Service Student Loan Forgiveness Program
- How to qualify for the program
- What is qualifying employment?
- The types of Federal loans that qualify
- Repayment plans
- How to apply
Long-Term Care Insurance
- LTC by the numbers
- Federal LTC program
- Activities of daily living
- Qualifying for low/no-cost coverage
- LTC insurance alternatives
- Medicaid planning
- LTC during retirement
Financial Pitfalls
- Lack of plan or inadequate plan
- Improper debt management
- Lack of estate plan
- Lack of tax planning strategy
- Buying advice over the internet
- Lack of exit strategy
Federal Leave & Earnings Statements
- How to interpret your statement line-by-line
- Selecting the proper options for benefits
- Managing your tax withholdings
- Where does all my money go?
- Hidden opportunities within your paycheck
- Disability and Social Security
Social Security 101
- Understanding the basics of Social Security
- How to optimize your benefits
- Advantages of applying after full retirement age
- How are your benefits calculated?
- How cost-of-living adjustments affect your Social Security
College Planning 101
- The MYTH about financial aid
- Sources of money
- Need-based vs. non need-based
- College funding vs. financial aid
- Advice
- The reward
Introduction to Real Estate
- Understanding mortgage options
- Location, location, location
- Real estate as an investment
- VA/FHA programs
- Tax benefits
- First-time home buying
Real Estate Tax Strategies
- How to purchase real estate within your IRA
- Tax advantages of owning vs. renting and how to utilize them
- How to leverage your mortgage
- Investment properties vs. traditional investments
Year End Tax Planning
- Have tax laws changed?
- Understanding your return
- Passive, earned and portfolio income
- The tax benefits of alternative financial products
- Defined benefit plan vs. defined contribution plan
- Maxing out deductions and contributions
The Face of Aging, Dementia and I/DD
- Living with a disabled person
- Disabled dependents
- Working and receiving benefits
- Resource levels
- Applying for and maintaining Medicaid eligibility
Calculations, Examples and Projections for Federal Employees
- CSRS/FERS pensions and calculations
- Social Security calculator
- TSP/IRA withdrawal calculator
- Tax analysis projections
- Net vs Gross
- Taxable income today compared to taxable income projected in retirement
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